Guaranteed Asset Protection (GAP Plus)

GAP is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan-to-value (LTV) maximum, delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges. GAP Plus also provides you with a $1,000 credit towards the financing of a replacement vehicle financed with our financial institution! GAP Plus coverage includes Deductible Assistance which is designed to provide financial relief when your vehicle is damaged but not deemed a total loss.

Mechanical Breakdown Protection (MBP)

Drive with the peace of mind knowing that with Mechanical Breakdown Protection (MBP) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MBP provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. MBP is available for both new and used vehicles. This coverage will protect your vehicle after your warranty has expired. Ask us how you can drive with the proper protection against costly repairs!

Depreciation Protection (DPW)

Depreciation Protection (DPW) protects your vehicle equity and hedges against depreciation over the life of the loan. In the event of a total loss, DPW provides a waiver benefit equal to the difference between the vehicle value at the time of purchase, less the loan balance at the time of loss up to a maximum waiver benefit of $10,000, or the outstanding loan balance.

Debt Protection with Life

Your family means everything to you. And if the unexpected happens, you don't want an emotionally trying situation to be compunded by financial worry.  That's why there's Debt Protection, which may cancel your loan balance or payments in case of:  Involuntary unemployment, Disability or Death.