Checking

There is no minimum balance required to open this account. We don't charge per-check fees or monthly maintenance fees (excluding business checking) and we pay you dividends on your checking on each day your account balance is $100 or more.

• No monthly maintenance fees
• No minimum required opening deposit
• Discounted or free checks for qualifying accounts
• Free online banking & Internet Bill Pay
• Access checking anywhere MasterCard is accepted with your Debit MasterCard
• E-Statements
• Direct Deposit available
• Overdraft Privilege available 

Bonus Checking

Why Bonus Checking?

With Bonus checking you get to take advantage of:

• Higher Dividend - Now paying 3.04% APY* (*subject to change without notice)
• E-Statements - Saves paper, time, and secure delivery
• No minimum balance - (Maximum $25,000 balance for interest rate)

Who Qualifies?

• Anyone who has a South Central checking account with at least one direct deposit each month
• Has at least 12 signature based debit card transactions per month
• Receives E-statements

*When you meet the qualifications for the bonus checking the 3.04% APY rate will automatically kick in, if you do not meet the qualifications for the month the normal checking rate will be used. The 3.04% APY will be applied to the balance up to $25,000 anything over that amount will earn the normal checking dividend.  

Business Checking

There is no minimum balance required to open this account. We don't charge per-check fees and we pay you dividends on your checking on each day your account balance is $100 or more.

• Low $5.00 monthly maintenance fee
• No minimum required opening deposit
• Discounted or free checks for qualifying accounts
• Free online banking & Internet Bill Pay
• Access checking anywhere MasterCard is accepted with your Debit MasterCard
• E-Statements
• Direct Deposit available

Check Re-Orders

Whether you need personal checks, business checks, or coordinating accessories, our online ordering tool makes shopping quick and easy.