Get a NEW Auto Loan as low as 4.99% APR*
*APR = Annual Percentage Rate
All rates and terms are subject to change without notice. Rates listed are the lowest available at South Central Credit Union to qualifying members whose credit falls within our highest credit tier. Actual rates may be higher and are determined by a member's individual credit score.
Loan Rates
| Loan Type | Term up to | APR* as low as |
|---|---|---|
| Auto | 72 Months | 4.99% |
| ATV & Motorcycle | 72 Months | 6.59% |
| RV | 72 Months | 6.79% |
| Watercraft & Tractor | 96 Months | 5.99% |
| Account Type | APR* as low as |
|---|---|
| Other Unsecured Closed End Loans | 8.99% |
| Line of Credit and Overdraft Protection*** | 8.99% |
*APR = Annual Percentage Rate
All rates and terms are subject to change without notice. Rates listed are the lowest available at South Central Credit Union to qualifying members whose credit falls within our highest credit tier. Actual rates may be higher and are determined by a member's individual credit score.
Used vehicles with values of $2,000.00 or less may be financed for a maximum of 24 months at the general signature rate.
New Automobiles only at 72 months term. Loan must be $20,000.00 or more.
Vacation, holiday, home improvement, and electronic loans closed end. Holiday loans up to $2000.00 maximum from October 14 through December 31!
The Credit Union will grant new auto loans (includes demo's and all vehicles not previously titled) up to 100% of the total purchase price of the vehicle, including tax, title, and value added add-ons.
The Credit Union will grant used auto loans up to 125% of the NADA (or equivalent valuation guide) clean retail value.