Access your account anytime anywhere,

24 hours a day and 7 days a week.  

We make it easy for you to transfer your balance! Contact us to fill out a Visa Application today!

Important Visa Numbers:

• Visa Fraud Reporting: (855) 961-1602
• Visa Lost or Stolen Card: (866) 604-0381

SCCU Shared Secured Visa                                                                                                                                                                                                   

• Annual Percentage Rate for Purchases - 9.90% Fixed APR*
• Annual Percentage Rate for Balance Transfers - 9.90% Fixed APR*
• Annual Percentage Rate for Cash Advances - 9.90% Fixed APR*
• Minimum Finance Charge - NONE
• Annual Membership Fee - NONE
• Over the Limit Fee - NONE
• Cash Advance Fee - NONE
• Late Payment Fee - $20
• Returned Payment - $20
• Balance Transfer Fee - NONE
• Foreign Transaction Fee - NONE

 SCCU Classic Visa

• Annual Percentage Rate for Purchases - 12.90% Fixed APR*
• Annual Percentage Rate for Balance Transfers - 12.90% Fixed APR*
• Annual Percentage Rate for Cash Advances - 12.90% Fixed APR*
• Minimum Finance Charge - NONE
• Annual Membership Fee - NONE
• Over the Limit Fee - NONE
• Cash Advance Fee - NONE
• Late Payment Fee - $20
• Returned Payment - $20
• Balance Transfer Fee - NONE
• Foreign Transaction Fee - NONE

 SCCU Platinum Visa

• Annual Percentage Rate for Purchases - 9.90% Fixed APR*
• Annual Percentage Rate for Balance Transfers - 9.90% Fixed APR*
• Annual Percentage Rate for Cash Advances - 9.90% Fixed APR*
• Minimum Finance Charge - NONE
• Annual Membership Fee - NONE
• Over the Limit Fee - NONE
• Cash Advance Fee - NONE
• Late Payment Fee - $20
• Returned Payment - $20
• Balance Transfer Fee - NONE
• Foreign Transaction Fee - NONE

How to Avoid Paying Interest on Purchases:
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Benefits include

• Real People. Real Service. Real Difference.  If you have a question about your Visa call or stop by our office and we’ll be happy to help on the spot.
• Same rate for purchases & cash advances
• No annual fee
• Easy bill pay
• Score Card Rewards

Security Features   

• 24/7 Falcon Fraud Monitoring
• Payments can be made at any SCCU office
• Easy transfers of higher rate balances

Classic Visa Rates at 12.9% APR*.  No Annual Fee, 25 Day Grace Period.  We can easily covert your current Visa card for you.  Tired of paying high interest card rates?  Just stop on in to pick up a Visa Application and you could be enjoying the benefits too!

Platinum Visa

Rates as low as 9.9% APR*. Contact us to get more information! Includes warranty manager service, which register all purchases made, auto rental insurance, and travel & emergency assistance.*  Just stop on in to pick up a Visa Application and you could be enjoying the benefits too!

* All rates are designated as low as APR (Annual Percentage Rate) and are periodically set and subject to change without notice. All stated APR are for qualified borrowers only.

Pre-Paid Gift Card

Not sure what gift to give that special someone? 

Take the stress out of gift giving with South Central’s Pre-Paid Gift Cards.  Cards can be purchased in any amount from $10 to $1,000.  Our Pre-Paid Visa Gift Card is accepted anywhere Visa is accepted.