FRAUD ALERT: Debit Card Scam
Scammers are targeting members of credit unions, including South Central Credit Union, and posing as Fraud Department representatives to try to steal your information. These scams have been conducted primarily via phone or text, claiming there have been suspicious charges on your account. Do NOT share any part of your debit card number, PIN, or online banking credentials. We will never contact you over phone or via text to ask for your sensitive information. If you receive a suspicious text or call, do not respond. Instead, contact us directly at 517-787-2220 or send us a secure message via our South Central mobile app. Stay vigilant and protect your personal information.

Have you ever bounced a check? It happens to the best of us. Worse than the embarrassment of bouncing a check, other financial institutions charge you an NSF fee, and the business you wrote it to charges you a fee on top of that. Worse yet, what if the check was to a friend or to a relative? We offer three ways to avoid having your item from being returned:

  • Overdraft privilege is available on select accounts that allow you to overdraw your account up to $800.00 which needs to be brought current within 30 days. An overdraft privilege fee of $25.00 will apply for each item overdrawing your account and your item will be paid. Once this limit is reached, items will be returned unpaid and a NSF fee of $25.00 will apply.   
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