FRAUD ALERT: Debit Card Scam
Scammers are targeting members of credit unions, including South Central Credit Union, and posing as Fraud Department representatives to try to steal your information. These scams have been conducted primarily via phone or text, claiming there have been suspicious charges on your account. Do NOT share any part of your debit card number, PIN, or online banking credentials. We will never contact you over phone or via text to ask for your sensitive information. If you receive a suspicious text or call, do not respond. Instead, contact us directly at 517-787-2220 or send us a secure message via our South Central mobile app. Stay vigilant and protect your personal information.

Certificate Rates
Effective Date: Sunday, June 22nd, 2025

GOLD: Requires a minimum balance of $500.00

TermCD Gold Dividend RateCD Gold APY*IRA Dividend RateIRA APY*
3 Month 1.50% 1.51% 1.50% 1.51%
6 Month 1.55% 1.56% 1.55% 1.56%
9 Month 1.70% 1.71% 1.70% 1.71%
1 Year 2.00% 2.02% 2.00% 2.02%
2 Year 2.25% 2.27% 2.25% 2.27%
3 Year 2.35% 2.38% 2.35% 2.38%
4 Year 2.45% 2.48% 2.45% 2.48%
5 Year 2.55% 2.58% 2.55% 2.58%

* APY is the Annual Percentage Yield. Unless otherwise paid, dividends are paid to your account and compounded monthly. Additional information about these accounts are found in the Membership and Account agreement. Fees imposed on any of the above accounts could reduce your earnings on your account (APY). As disclosed in your General Terms and Conditions Agreement.

The Credit Union uses the daily balance method of computing dividends, which applies a daily periodic rate to the full amount of principal in the account each day. For current rates, use the above certificate rate schedule. The certificate rate is fixed until the end of the term. The current rates for new certificates or renewal certificates are subject to change at any time at the discretion of the Credit Union's Board of Directors. An early withdrawal penalty may be imposed if funds are withdrawn before maturity and could reduce your earnings on your account (APY).

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